Terms & Conditions

1. Introduction

Welcome to the official website of Shree Balaji Autofin Pvt Ltd (“we”, “our”, “us”). By accessing or using our website, services, or mobile applications, you agree to comply with and be bound by these Terms & Conditions. If you do not agree, please refrain from using our services.

2. Services Offered

Shree Balaji Autofin Pvt Ltd provides financial services including:

  • Auto loans (cars, two-wheelers, commercial vehicles)

  • E-rickshaw loans and battery financing

  • Personal loans and business loans

  • Loan against property and other general financial services

All loans are subject to eligibility, verification, and approval. The terms of the loan, including interest rates, repayment schedule, and EMI amounts, will be communicated individually at the time of loan sanction.

3. User Responsibilities

  • Users must provide accurate, complete, and current information when applying for loans.

  • Any fraudulent, misleading, or incorrect information may lead to loan rejection or legal action.

  • Users agree to use our website and services lawfully and not for any unauthorized purpose.

4. Intellectual Property Rights

All content on this website including text, graphics, logos, images, and design is owned by Shree Balaji Autofin Pvt Ltd. No part of this website may be reproduced, distributed, or transmitted in any form without our written permission.

5. Loan Approval & Disbursement

  • Approval of any loan is at the sole discretion of Shree Balaji Autofin Pvt Ltd.

  • Loan disbursement timelines may vary based on document verification, credit checks, and applicable laws.

  • We are not responsible for delays caused by third-party institutions or legal compliance checks.

6. Limitation of Liability

Shree Balaji Autofin Pvt Ltd shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of this website or services.

We do not guarantee uninterrupted access to the website or services and are not responsible for any errors, omissions, or technical failures.

7. Privacy & Data Protection

Your personal data is protected as per our Privacy Policy.

By using our website, you consent to the collection, use, and storage of information as described in the Privacy Policy.

8. Termination of Services

We reserve the right to terminate or suspend services to any user for violations of these terms or for engaging in fraudulent activity.

9. Governing Law & Jurisdiction

These Terms & Conditions are governed by the laws of India. Any disputes arising under these terms will be subject to the jurisdiction of courts in Uttar Pradesh.

10. Amendments

Shree Balaji Autofin Pvt Ltd reserves the right to modify these Terms & Conditions at any time. Updates will be effective immediately upon posting to the website.

11. Contact Information

For any questions regarding these Terms & Conditions, please contact us at: